QuarryWallet
A misty quarry pond surrounded by moss-covered rocks and ferns in soft early morning light behind the QuarryWallet loan request form, $100 – $5,000

Borrow money online$100 – $5,000All credit types considered

Begin your request

$100 – $5,000 · funds as soon as the next business day, if approved

256-bit SSL · Free, no obligation

  • Secured by SSL
  • No cost to check
  • All credit types
  • Made for your phone

A short loan for a short gap.

QuarryWallet is not a lender. One request for $100 – $5,000 goes to a network of lenders. Every offer shows its cost and dates before you agree.

Any of these this week?

Have you been there?

  • The roof started leaking.
  • A court fee is due Friday.
  • Holiday travel costs more than planned.
  • A paycheck came up short.
  • The furnace needs a part.
  • Glasses broke on the way to work.

One request for $100 – $5,000 to lenders in our network. Some lenders fund as soon as the next business day, if approved.

Check my options

How it moves

How QuarryWallet works

No branch visit. No paperwork pile. Just your phone.

  1. 01

    Request

    Pick an amount. Answer a few questions. A few minutes, start to finish.

  2. 02

    Match

    Lenders in our network review your request on their own terms.

  3. 03

    Decide

    Read any offer's rate, fees and dates. Accept it, or don't.

Speed, honestly

How fast funding really works

  • Your requestA few minutes on your phone.
  • A lender's answerOften within minutes. Sometimes longer.
  • The depositAs soon as the next business day, if approved.
  • WeekendsBanks pause deposits. Plan for the next business day.
A misty quarry pond surrounded by moss-covered rocks and ferns in soft early morning light, the QuarryWallet view of borrow money online, $100 – $5,000

Borrow money online

Plain help, quickly asked.

Lenders show you the cost and the dates first.

Before you start

Who can send a request

You'll usually need

  • To be 18 or older and living in the US
  • Regular income from work or benefits
  • An active checking account in your name
  • A phone number and email you use

Good to know

  • Checking your options costs nothing
  • Bad credit doesn't stop a request
  • APRs vary by lender and can be high, sometimes over 200%
  • Availability and terms vary by state

Questions

Borrow money online, explained

What do I need to apply?

You need to be 18 or older and a US resident, with regular income, an active checking account in your name, and a phone number and email you use.

Can I get borrow money online with bad credit?

Lenders in our network consider all credit types. A lower score can mean fewer offers or different terms, and approval is never certain, but it does not stop you from sending a request.

Is QuarryWallet a lender?

No. QuarryWallet is a referral service, not a lender. We pass your request to lenders in our network, and any offer comes from the lender, on the lender's terms.

How much can I request?

Anything from $100 to $5,000. A lender may offer a different amount after its own review.

Will a lender check my credit?

A lender may run its own credit check as part of considering your request. Each lender explains how it reviews requests before you agree to anything.

How fast could funds arrive?

That depends on the lender and your bank. Some lenders fund as soon as the next business day, if approved. Any offer shows its timing before you agree.

It takes a few minutes to ask.

One request. $100 – $5,000. Lenders in our network take it from there.

Review my options